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Financing

Shop now and pay later with Loves Special Financing!

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Be a Loves Cardholder

Enjoy all of the benefits of being a Loves cardholder:

  • check_circle_outlineSpecial financing options
  • check_circle_outlineRevolving line of credit
  • check_circle_outlineCardholder-exclusive offers & events
  • check_circle_outline24/7 online account management
  • check_circle_outlineUse in any local Loves store
  • check_circle_outlineAbility to use on lovesfurniture.com purchases coming soon

Today’s Financing Offers

0% APR for 24, 36, 48, 60 or 72 Months with Equal Payments§

Minimum purchase required.

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No Interest if Paid in Full within 6 or 12 Months

Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period.

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Online Account Management

Access your account to pay your bill or check your balance.

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Terms & Conditions

§ 0% APR for 24, 36, 48, 60 or 72 Months with Equal Payments

72 Month financing offer only available on Tempur-pedic, Black Sealy, and Serta Mattresses.  Minimum purchase: $1,000 for 24 months, $1,500 for 36 months, $2,000 for 48 months, $3,000 for 60 months, and $2,199 for 72 months. 0% APR from date of eligible purchase until paid in full. Monthly payment is the purchase amount divided by the number of months in the offer.  Last payment may vary due to rounding. On-time payments will pay off the promotional balance.  Other transactions and charges affect total monthly payment amount. Prior purchases excluded.  Account must be in good standing.  Limited time offer. Standard account terms apply to purchases that do not qualify.  New accounts: Standard Purchase APR 29.99%.  Minimum Interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. Loves Furniture financing account issued by TD Bank, N.A.

No Interest if Paid in Full within 6 or 12 Months

Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period.

To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, we will charge interest from the purchase date at the Standard APR. After promotional period ends, the Standard APR also applies to the remaining balance. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum monthly payment and excludes taxes, delivery or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: Standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your credit agreement for applicable terms. Subject to credit approval. Loves Furniture financing account issued by TD Bank, N.A.